Types of Credit Card



Image Description

Silver

  • Get Welcome Point 10,000 point, Free
  • Minimum Limit IDR 1,500,000

Facilities:

  • Competitive Fixed Interest Rate : start from 1.57% - 1.75% per month with 3, 6, 12, 18 and 24 tenor.
  • Hi-Cash Point : 0,1% from your total transactions.
  • Competitive Point Speed : basic point ownership speed (0.1%) is equivalent to IDR 1,000 to get 1 point.
  • Attractive Point Exchange Options : into cash back for bill reduction and payment of other costs such as interest, installment bills, or annual fees.
  • Cash Advance Facility using your Credit Card di ATM Machines with the VISA’s Logo.



Pricing Table

Card Type Silver Gold Platinum Infinite
Annual Fee – Main Card Rp 120,000 Rp 300,000 Rp 600,000 Rp 5,000,000
Annual Fee - Supplementary Card Rp 60,000 Rp 150,000 Rp 300,000 Rp 2,000,000
Revolving Interest Rate 1.75% per Month or 21% per Year
Minimum Payment 5% of remaining balance (previous month) + 5% of balance (current month) + 100% installment transactions (if any) + 100% fee (if any) + 100% of interest (if any) or min. Rp 50,000
International Transaction Fee 3% from international transaction amount carried out
Delinquency Fee 1% of the total balance or max. Rp 100,000
Billing Printed and Delilvery Fee Rp 10,000
Reissuance Fee Rp 50,000 Rp 50,000 None
SMS Notification Fee Rp 5,000
Reissuance Fee – Billing Statement Rp 30,000
Issuance Fee - Sales Slip Rp 30,000
Cash Advance Fee 6% of total Cash Advance or min. Rp 50,000
Cash Advance Interest Rate 1.75% per Month or 21% per Year
Stamp Duty Payment Amount Stamp Duty
< Rp 5,000,000 > Rp 0
> Rp 5,000,000 > Rp 10,000
Virtual Account Transfer via Partner Bank Rp 7,500
Note:
  • This information is subject to change followed by Bank of Indonesia regulation and SIF policy.
  • Please make payment 2-3 (two-three) business days before the due date to avoid late payment charges. Please contact SIF Call Center : 1500336 (24 hours) to get information regarding your billing amount if the billing statement has not been received.
  • If the due date is on national holiday (including Saturday and Sunday), then the payment due date becomes the next business day.
  • ShinhanIndo Card never assign any parties to collect your credit card, contact and request data for the SMS Password/OTP transaction, credit card PIN, credit card number, card validity & 3 numbers behind credit card.
  • Always keep your credit card data confidential and be careful of fraud.